Saw this on Marc My Words and thought it’s cute so sharing.

I prefer to intimate with #4 and #6 and less intimate with #7, #3, #2 and #5. Haven’t had a chance with #9.

Yesterday, we received this note from ANZ regarding the Credit card usage overseas. Correct me if I understood it wrongly, but does that mean we cannot use credit card for anything except travel related like buying flight ticket? So how can we pay for other online purchases like:

• online shopping (general, hosting, domain, etc),
• online membership/subscriptions fees (World of Warcraft subscriptions, etc),
• online visa application fees (not necessarily a travel visa),
• online education fees (MS Certs/Distance education)
• and many other expenses

And why do we have to send the bank statements and stuffs – “for our confirmation that card has been used in line with the new guidelines”. What a bother!

I don’t understand what’s going on with Fiji economy and foreign exchange policies. I don’t study economics, I don’t care about it; what I don’t care, I don’t want to know. But what I do know is that I want to use my own money in any way I like and I want no restrictions placed upon it.

The main reason I got myself a Credit card was to use it overseas related expenses and online payments. I don’t need a Credit card for any of the local transactions. I’m really unhappy about this new rules; first they rob us of 20% of our wealth (via devaluation) then they want to say I can’t buy stuffs with my own money. Ridiculous!

Dear Customer

Use of Personal and Business Credit Cards Overseas

We advise that the Reserve Bank of Fiji (RBF) has recently reviewed its exchange control guidelines in respect to the operations of Credit Cards when used overseas and has made the following changes with immediate effect:

• The Credit cards are to be used only for travel related expenditures which include reasonable expense for shopping etc, and to pay for small amounts of miscellaneous imports;
• A cash drawing/cash advance limit while overseas has been set at FJD1,500 per month;
• Credit card payments via Internet or Phone banking are limited to only $5,000 per month. You are required to forward a copy of the Bank statement to Customer Relations, 7th Floor, ANZ House for our confirmation that card has been used in line with the new guidelines;
• Business Credit Cards – are exempted from restriction on usage, however, RBF’s prior approval is required for any payment in excess of $5,000 for a purpose other than ‘travel’ related;

The monthly repayment limit delegated to commercial banks remains at $5,000 per month for overseas transactions for personal credit cards and a new limit has been set at $20,000 per card holder for Business Credit cards. Any payment above these limits must be referred to RBF for approval. To this end, customers are required to submit the original bank statement fo the cards account to RBF and seek their approval before payment can be effected by the commercial bank. Please note you would have to get this approval as RBF may seek clarification on overseas transactions.

In the event you breach any of these new guidelines, you would be reported to RBF. This could possibly lead to the cancellation of your credit card facility. Please call Contact Centre on phone 132411 should you require any clarification in respect to these advices.

Yours faithfully
Haroon Ali
Head of Retail Banking

I woke up this morning by the sound of a friend’s txt message, wishing me a happy birthday. Yah, a year older again; who wants to celebrate their “YOU ARE GETTING OLD!!!” day anyways. So I slept again till 8:30 and finally woke up when my big mouth bro came to yell some lines in Japanese at my ears. Don’t know what he’s yelling about, saying birthday to me or swearing at me for always making him late for work. Lately, he’s been watching too many Animes, picking up quite a few words that I can’t keep up with him anymore.

I was thinking of taking a leave just to lazy around on my birthday but then I’m expecting some emails from customers and came to work anyways. See how responsible me is.

I got a few birthday wish emails from friends and a friend asking for cake. Come to think of it, I hardly have cakes for my birthdays, am sure I only have less than 10 birthday cakes to-date. The main reason is, I’m not fond of cakes and I tend to ask for other food (Burmese food like Kyar San Chat, Ohn Noe Khout Swal etc) than cakes. Anyways, mom cooks my favourite prawns today and I’ll ask her to cook something yummy for dinner as well.

It’s a bit of noisy day at work but same old routine so not much to talk about. A friend share his good news of receiving two job offers today and heard my boss’s happy about getting some $$ or something. It’s always good to see happy people; in my attempt to join their happiness, I checked my account and found out that I’m FJD 1.51/2 richer today. hehe. You see, I recently opened my new very first saving account (joint with bro) and that’s the interest I got for the month (rather 10days). Hey it’s better than nothing rite?

Surprisingly, I don’t wish or reminisce over things at all this birthday. I’m not quite sure it’s because I’m either content with my life or don’t care a thing about it at all. I’m just treating like just another day; guess age is catching up.

Anyways, got to get back to work; I’m just dropping a few lines on my long ignored blog in memory of my birthday. So do wish my boring life healthy, wealthy and sane.